IRS RELEASES 2026 LIMITS for HSAs, HDHPs and EBHRAs!
The IRS recently announced the 2026 Limits for HSAs, HDHPs and EBHRAs! Learn more about these limits below!
The new 2026 limits are:
| HSA Annual Contributions | Single $4,400 per year
Family $8,750 per year |
| HDHP (self-only coverage) | $1,700 minimum deductible
$8,500 out-of-pocket limit |
| HDHP (family coverage) |
$3,400 minimum deductible
$17,000 out-of-pocket limit |
| EBHRA | $2,200 |
Compare the 2025 Limits:
| HSA | Single $4,300 per year
Family $8,550 per year |
| Minimum deductible for qualifying HDHP | Single $1,650 minimum deductible
Family $3,300 minimum deductible |
| Maximum out-of-pocket expenses for HDHP | Single $8,300 max out-of-pocket
Family $16,600 max out-of-pocket |
If you have any questions about these changes, we can help! Reach out to us today!
The information in this blog post is for educational purposes only. It is not investment, legal or tax advice. For legal or tax advice, you should consult your own counsel. To stay up to date on benefits trends and insights, subscribe to our blog.