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Your HSA Questions, Answered

Your HSA Questions, Answered

Employee benefits can be confusing. To help, we’ve outlined a few of the most common questions about HSA’s:


  1. What is an HSA?

HSAs, or Health Savings Accounts, are accounts in which you can contribute pre-tax dollars to use on eligible products and healthcare services. It can also be used as a savings account or retirement fund.

  1. What’s the difference between an HSA and an FSA?

FSA funds must be spent by the end of each year, whereas HSA funds rollover each year.

  1. How can I use my HSA as a savings account?

HSA funds can be invested, similar to 401K or IRA funds. Any earnings on investments are not taxed.


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