Employee expectations continue to evolve, and in 2026, benefits are about much more than traditional health coverage. Today’s workforce is looking for personalized experiences, intuitive technology and benefits that support every aspect of their lives. For employers, staying competitive means adapting benefit strategies to meet these changing needs. Here are 10 key employee benefits trends...
Key takeaways – 2025 HSA contribution limits The Internal Revenue Service (IRS) has announced updated Health Savings Account (HSA) contribution limits and High-Deductible Health Plan (HDHP) requirements for 2027. These annual adjustments allow individuals and families to set aside additional tax-advantaged dollars for qualified healthcare expenses. 2026 & 2027 HSA Contribution Limits Coverage Type 2026...
Medical cost trends have risen by 10% since 2022. But the cost trend for Rx is over 17% for the same period. Much of this increase in Rx is due to exploding sales for GLP-1s (such as Ozempic, Wegovy, Zepbound and Rubelsus) for use as weight loss drugs, driving costs to unsustainable levels for both...
Dental expenses can be a significant financial burden, especially when unexpected dental procedures arise. For those who have health savings accounts (HSAs) or medical flexible spending accounts (FSAs), there are opportunities to save money on these expenses. We answer a few common dental-related questions as it relates to your HSA or medical FSA. Can...
Did you recently elect to participate in a medical flexible spending account (FSA)? If you’re a first-time medical FSA participant, you may not be familiar with FSA definitions and rules. We’ve provided a list of the top things a first-time medical FSA participant should be aware of to take full advantage of their FSA. ...
The season for filing taxes is upon us once again. We’re getting closer to the deadline for filing for 2025. We wanted to share a few tips and reminders about the health savings account (HSA) information you’ll need for your tax return. These will help you get organized and prepared for easy and successful filing....
Testing and treatment for COVID-19 will now be covered by high-deductible health plans prior to those covered by such plans meeting their deductible, thanks to new guidance from the IRS....
For many people, winter and illness go hand in hand. But if you have a Health Savings Account (HSA) or a Flexible Spending Account (FSA) from Advantage Administrators, many of...
For the first time in history, there are five generations of people working side by side. As a result, employers have their work cut out for them when it comes...
HSAs are a great way to help defray the ever-increasing cost of healthcare for those who are eligible to participate. But did you know that HSA participants can be largely...
So you have a Health Savings Account (HSA)…Now what? Now it’s time to make it work for you. You already know that contributions are tax-deductible and that earnings and qualified...
Remember Sue? She was confused about her benefits, but with a little help from her friends, she made the change to an HSA with Advantage Administrators. Now that it’s been...
This is Sue. Sue is confused about her benefits. She usually just picks the plan with the cheapest co-pay—that’s the safe thing to do. But she’s been wondering if that’s...
Success requires two things: preparation and opportunity. Right now is your opportunity to prepare your employees for financial success. With pre-tax benefits plans from Advantage Administrators, you and your employees...
The truth is, it depends. There are many variables to take into account when deciding which health plan is right for you. And if your employer offers many different plans...
For most people, the idea of a health savings account (HSA) or flexible spending account (FSA) can appear confusing, if not a little intimidating. What are they? What types of...
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